Roth Ira Limits 2025 Vanguard Reddit. The roth ira income limit to make a full contribution in 2025 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. But vanguard’s mutual fund minimums are a.

In 2025, the roth ira contribution limit is $7,000, or $8,000 for individuals age 50 and older, allowing those who are closer to retirement to make additional contributions. I thought the max i could contribute in 2025 would be $23,000 + $7,500 if over 50 and an additional $7,000 + $1,000 if over 50.